Pay in 4 installments: Your first payment is due at the time of purchase. The next 3 remaining installments will be automatically charged to your card saved on Shop Pay every 2 weeks. And don't worry, you'll get an email reminder before each payment to keep you in the know.

Pay monthly installments: Your first payment is due at the time of purchase. The next 11 remaining installments will be automatically charged to your card saved on Shop Pay monthly. And don't worry, you'll get an email reminder before each payment to keep you in the know.

For example, a $1,000 purchase can be split into 4 interest-free payments of $250 every 2 weeks or 12 monthly payments of $83.33 at 15% APR.

Please check Shop Pay’s FAQ in case of any questions regarding installment options, payments, or refunds.

Please see Shop Pay’s Terms of Services here.

Pay in 4 installments: With Klarna, you can split your purchase into 4 interest-free payments so you can distribute your costs over time. In order to do so, your bank account or your credit card will be charged biweekly and automatically without any interest or any fees. Please see payment terms here to understand how the initial payment may be charged for you.

Pay monthly installments: With Pay in 30 Days, you can make your purchase today and have 30 days to pay in full. With this option you can receive your order, make sure that it’s to your liking and only pay for what you decide to keep. There is not upfront payment needed, no fees as long as you pay on time, and no interest. Please see payment terms here.

Fair Financing: Besides Klarna’s 4 installment and monthly installment plans, you can also apply for monthly financing when checking out. You may do so by filling out an application that will give you an immediate decision. This will not impact your credit. After approval, you will receive reminders and will be able to administer your payments through the Klarna app. With this option, there are no fees if installment is paid on time. Monthly financing products are issued by WebBank, member FDIC.

Pay in full: Klarna also gives customers the option to pay in full at checkout using a credit or debit card.

Please check Klarna’s FAQ in case of any questions regarding installment options, payments, or refunds. 

Please see Klarna’s Terms of Services here.

Pay in 4 installments: With Afterpay, you can pay over six weeks by making the first payment upfront and the rest overtime. It is always interest-free when it is paid in 4. Plus, there are no fees when payments are made on time, and Afterpay sends reminders and caps late payments to help buyer get back on track. Please see payment terms here to understand how the initial payment may be charged for you.

Pay monthly installments: Afterpay offers a monthly payment that is a type of installment that gives you more flexible ways to pay for high-value purchases. After it’s approved, a 6 or 12-month interest-based repayment option may be offered. This option provides flexibility to spread out repayments monthly on items over $400.

Please check Afterpay’s FAQ in case of any questions regarding installment options, payments, or refunds.

Please see Afterpay’s Terms of Services here.

Are there any minimum or maximum requirements?

Pay in full or in 4 interest-free installments for orders between $50 and $999.99 with Shop Pay or pay in 12 interest-free installments for orders between $150 and $17,500 with Shop Pay.

Does Shop Pay installments impact my credit score?

When using Shop Pay installments, there will be noimpact to your credit score since Affirm doesn't conduct a hard credit pull orreport to the credit bureaus. However, late payments and non-payments mayaffect your ability to pay with Shop Pay installments in the future.

What is the option to pay in Shop Pay installments?

When checking out with Shop Pay, you now have the optionto pay now or later. Paying in installments on Shop Pay allows you to splityour purchase amount into 4 equal, biweekly installment payments or monthlyinstallments up to 12 months—with 0% interest, no hidden or late fees, and noimpact on your credit score.

It’s asking for a payment method at checkout. When is my first payment due?

Your first payment is due when you make your purchase.

How to I manage my payments for Shop Pay installments?

You can log in to ShopPay to view yourorder history and payment status for orders that are paid in installments withShop Pay.

Which payment methods are accepted if I use the option to pay in Shop Pay installments?

The installments option on Shop Pay is available on allmajor debit and credit cards.

Are there late fees?

No, there are no late fees if you miss a scheduled payment.

What happens if I pay with Shop Pay installments and then return items or cancel my order?

If we process a refund, the refunded amount will bereturned to your original payment method within 3-10 business days, and yourbalance will be updated.

If your refund isless than your total purchase balance, it might not lower your next payment.Instead, you can expect fewer payments, a smaller final payment, or both. Ifyour refund is more than your purchase balance, the difference will be returnedto your original payment method within 3-10 business days.